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Overview
Redeem your points for:
- Electronics
- Business Products
- Sports and Discounts
- Travel Items and Experiences
- Gift Cards and Digital Downloads
- Home and Popular for Him, Her or Kids
Points for every qualifying dollar you spend
You can then turn your purchases into amazing Merchandise, Travel or Experience rewards! We have top name brand name items, unbelievable vacation getaways, valuable services, to once in a lifetime experiences.
3.99% introductory APR rate*
A great credit card to use when the goal is to pay the least amount of interest possible.
Start getting your Rewards today!
When you use a Visa® credit card from PDCU, you have the freedom to pay for goods and services anywhere in the world! Plus a 25-day interest-free period plus No annual fee.
Click here if you need to report a lost or stolen Visa Credit Card.
I love that when I call, you get someone right here in Michigan
James - Member since 2019You Might Also Be Interested In...
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Mortgage Refinance
Why not bundle all your debt into a low interest rate and improve monthly cash flow.
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Simplify your debt
And your life, with a single monthly payment on an affordable, fixed-rate loan.
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Member Reward Offers
We believe our members deserve to be rewarded that is why PDCU rewards you for all types of activity.
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Rates
Rates
Credit Cards
Rates Effective as of: 09-19-2024Type Minimum Payment Term Rate (APR) Intro Rate (APR) VISA PLATINUM 3% of Balance, $20 Minimum 9.50% 3.99% for 6 months VISA CLASSIC 3% of Balance, $20 Minimum 13.80% 5.99% for 6 months The rate on all Visa credit cards may increase to 15.0% APR if the minimum payment due is not paid for two consecutive months.
Disclosures
Visa® Credit Card Disclosure Interest Rates and Interest Charges Annual percentage rate (APR) for
Purchases.
3.99% introductory APR for six months based on your creditworthiness. After that, your APR
will be 9.5% or 13.8%, based on your creditworthiness. APR for Balance Transfers 3.99% introductory APR for six months based on your creditworthiness. After that, your APR will be 9.5% based on your creditworthiness.
APR for Cash Advances 3.99% introductory APR for six months based on your creditworthiness. Therefore, your APR will be 9.5% based on your creditworthiness. How to Avoid Paying Interest on Purchases Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month.
In addition For Credit Card Tips from the Federal Reserve Board To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.Gov/learnmore.
In conclusion, Annual Fee None, Transaction Fees • Foreign Transaction 1% of each transaction in U.S. dollars. Penalty Fees • Late Payment • Returned Payment Up to $25.00 $30.00 How We Will Calculate Your Balance: We use a method called “average daily balance” (including new purchases).
