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Overview
- Higher balances earn higher rates
- Six (6) preauthorized transfers and/or withdrawals per statement cycle
- $1,000 minimum deposit to open
- Minimum balance of at least $1,000 required to keep the account open
Enjoy flexibility, and earn a premium interest rate
Money Market Plus account requires a minimum deposit of $1,000, and offers interest calculated based upon the daily balance, and paid and compounded on a monthly basis. Dividend rates are tiered, offering higher rates to higher balances!
Should I open a money market savings account?
Yes, if you want access to have debit card access to funds in a pinch and plan to have balances over $1,000 combined with the safety of an insured credit union account.
Money market savings account advantages
Better interest rate than you would with a regular savings account. Able to write checks or make debit card purchases on the account.
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Rates
Rates
Money Market Plus Accounts
Rates Effective as of: 09-19-2024Minimum Deposit Dividend/Interest Rate APY $1,000 - $2,499 0.05% 0.05% $2,500 - $9,999 0.10% 0.10% $10,000 - $24,999 0.15% 0.15% $25,000 - $49,999 0.20% 0.20% $50,000 - $74,999 0.20% 0.20% $75,000 – $99,999 0.20% 0.20% $100,000 & over 0.25% 0.25% Money Market IRA
Rates Effective as of: 09-19-2024Minimum Deposit Dividend/Interest Rate APY $1,000 - $4,999 0.05% 0.05% $5,000 - $24,999 0.15% 0.15% $25,000 and over 0.20% 0.20% -
FAQs
Frequently Asked Questions
According to Regulation D, a Money Market account can only have a maximum of 6 transfers going out each month. This includes online transfers, transfers done through iTalk and transfers done with a call center representative. Once you have reached 6 transfers for the month, you will have to make your way to a branch to make a transfer.
Money Market Savings Account
Money Market Accounts pay rates better than savings, while keeping your funds available. It’s a Win-Win!
Apply NowMoney Market Savings Account
Money market accounts pay rates similar to savings accounts and have some checking features.
Start Saving TodayDisclosures
People Driven Credit Union savings are Federally insured to at least $250,000 by the NCUA and backed by the full faith and credit of the United States Government. APR = Annual Percentage Rate. APY = Annual Percentage Yield. View our Privacy Policy and read our disclaimer regarding links to other sites.
